Finance

Chance Your Circumstances with an IVA

February 14, 2012
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A great alternative to bankruptcy is taking out an IVA. Although this is an option which is not available to everyone, it could provide you with the perfect way of getting out of debt. This is a legally binding agreement which is made between your creditors and you. Although you are tied to the contract which is created you do not have to worry about the implications which can complicate things when applying for bankruptcy such as: Losing your job if it is affected by bankruptcy such as the armed forces, insurance sales, accountancy and the armed forces. Losing...

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PPI Claims Made Simple By the Experts

December 23, 2011
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If you have been missold payment protection insurance then PPI claims made simple is going to be something you need to know about.  More and more people in the UK are going over old loan paperwork and credit card statements to see how much they can claim back.  The problem originated less than a decade ago when finance companies offered their customers payment protection insurance at extortionate rates.  Often these charges were added to the loan payments without the customer being aware and that’s where claims can now be made. If you want to know more about PPI claims...

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Virgin London Marathon

December 20, 2011
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The Virgin London marathon is the biggest single fundraising event that takes place every year, anywhere on the planet. It is also the most famous of all running events and millions of people from around the world vie to take part every year. With such high demand, places are awarded according to a ballot for one of the most challenging and gruelling running events that you can take part in. The Virgin London Marathon stretches 26.2 miles around the streets and city of London starting in Blackheath and ending in the Mall. It takes place in April every year...

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You Might Be Able To Reclaim Credit Card Protection

October 19, 2011
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Millions of people in the UK have been granted some kind of credit or loan facility in the last 10 years and many if these would have purchased insurance against the eventuality of not being able to meet repayments. People do experience changes in fortunes and anybody could find they are unable to meet their financial commitments, so on the whole taking insurance against such an eventuality is a good thing. Some people however may have been sold payment protection insurance that is not beneficial to them and those people would be able to reclaim credit card protection payments...

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PPI claims 101

September 21, 2011
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There are several reasons people might want to reclaim PPI – and PPI claims can be really straight forward, or can be incredibly difficult.  The problem in most cases isn’t knowing what type of claim to make, but whether your claim is even valid, and in those cases, it’s imperative to hire an expert to reclaim whatever money you feel has been paid in error.   How to choose a PPI claims expert One of the areas many people need to consider is how to choose their PPI expert – whether they want to consider choosing one that has...

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Mis sold an Endowment Mortgage? Make a Claim

September 21, 2011
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There are many companies who will say they will deal with your claim if you have been mis sold a mortgage.  However, it is worth choosing your representation carefully. Many companies will charge you upfront fees for handling your case, and this does not have to be the case. Look online to find a company who will investigate all of your documentation without asking for any fees upfront.  You will not have to pay until you have received your compensation, which means that you will not be out of pocket. The fee is the taken out of the compensation...

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The Only Way to Reclaim Loan Protection Payments

September 20, 2011
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Did you know that up to 20m people have been mis-sold loan payment protection insurance by their loan companies?  That’s a shocking amount and you might think there is nothing you can do about it.  Thankfully, there is!  There are companies that can work on your behalf to reclaim loan protection payments and the compensation you receive could be in the thousands.   Even on Old Loans? Yes, even on loans up to 10 years old.  If you think you have been sold payment protection insurance in a dishonest or underhand way then you could easily Reclaim loan protection...

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Types of Investment Fund

August 7, 2011
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There are many different kinds of investment funds available. However, when you put your money into an investment fund most of the time what you are actually doing is investing in stocks and shares. There are other kinds of investment funds that are invested in commodities like gold or fuel, but the chances are the investment fund you put your money into will be used to buy stocks and shares. Which Investment Fund Is Right for You? Which investment fund is right for you is dependent on many factors. The first and most important factor is how much you...

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Hotel Insurance

July 20, 2011
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There are specific types of business insurance policy that are available to the hospitality industry, including hotel insurance. This type of policy covers you for all of the basic legal requirements such as building insurance, public liability, and employer’s liability insurance coverage. However, with a tailored policy that is geared very specifically to your requirements and to your business, you can ensure that you are covered for almost any eventuality or possible problem; even the loss of your licence or an interruption to your business because of utility failure. Whether you run a small, boutique guest house or a...

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Types of House Insurance

July 6, 2011
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House insurance is a form of insurance most people have people’s homes are important to them, so they want to protect their home. There are 2 main categories of house insurance, contents insurance and building insurance. Recently a new form of house insurance has hit the market, which is usually referred to as household insurance or emergency household insurance.   Content insurance as the name suggests covers the contents of your home. Should you, for example, be burgled content insurance covers the cost of replacing the items that were stolen. Building insurance covers the cost of re-building your property...

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